This week, widespread conjecture about a $2,000 fourth stimulus check due in July or August 2025 grew on social media and in dubious sources. However, no such payment has yet been approved or confirmed by the IRS, Congress, or the Biden/Trump administrations.
Where the Rumors Came From
The speculations appear to have originated from a July 19 piece by Rick Adams, which indicated that lawmakers may be considering new stimulus payouts in response to mounting economic difficulties. The paper described alleged qualifying criteria—such as $75,000 income restrictions for single filers, $150,000 for couples, and additional payments for dependents—along with hazy promises of probable direct deposits beginning in late 2025 or early 2026.
However, no bill has been presented in Congress, no legislative text exists, and no IRS news release supports these assertions. The most current IRS advisory (IR-2025-75, issued July 15) discusses tax security and extension dates, but makes no mention of fresh stimulus cash.
What Officials Say:
The IRS and the US Treasury Department have not announced a new round of Economic Impact Payments. The third stimulus check, approved under the American Rescue Plan in 2021, was the final federal payment of this type.
The IRS is currently completing $2.4 billion in unclaimed Recovery Rebate Credits from 2021, with payouts scheduled to be completed by January 2025, according to IR-2024-314. The deadline for claiming such credits passed on April 15, 2025.
Meanwhile, President Trump’s February 2025 plan for a $5,000 “DOGE dividend” tied to hypothetical government efficiency savings remains simply a notion, with no legislative support or timing.
Inflation and Social Security Relief
Although inflation continues to put a hardship on American consumers, particularly low-income families and seniors, no federal assistance proposal is currently on the table. The 2025 Social Security Cost-of-Living Adjustment (COLA) provides a financial buffer, but experts say it is insufficient to offset growing expenses.
Economists cited by Kiplinger argue that even the expected $130 billion in DOGE savings would amount to only $807 per taxpayer—far less than $2,000—and would still require Congressional approval, which is unlikely given budget worries.
Online misinformation and scams
The IRS has also issued cautions about bogus websites, texts, and documents spreading online, advising Americans to always use IRS.gov for reliable information. Furthermore, state-level refunds, such as New York’s $200-$400 inflation relief cheques, must not be mistaken with federal stimulus funds.
Bottom line
There is no formal confirmation of a $2,000 fourth stimulus payment arriving in July or August 2025. The rumors are baseless and not supported by legislation, IRS pronouncements, or genuine policy action. Anyone seeing assertions to the contrary should proceed with care and consult official government sources.
